Running a split AC all summer doesn’t have to mean high bills. Learn how to optimise performance and explore energy-efficient models on affordable EMIs with Bajaj Finserv.
Every Indian summer brings the same problem: the AC runs longer, the room barely cools, and the electricity bill arrives with an unpleasant surprise. The way you use and maintain your split AC plays a significant role in how much power it consumes. Small habits like setting the right temperature, cleaning filters regularly, and using built-in smart features correctly can improve cooling efficiency without pushing up costs. And if your current AC is more than five years old, no amount of maintenance will match the savings that a modern 5-star inverter model delivers.
If your current AC is old or inefficient, upgrading to a split AC with a high BEE star rating makes a significant long-term difference. You can explore energy-efficient split AC models on Bajaj Mall, compare tonnage, star rating, and key features, and visit any of the 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. With an Easy EMI Loan of up to Rs. 5 lakh and repayment tenures ranging from 1 to 60 months, you can split the cost into manageable monthly instalments. Select models also come with a zero down payment offer, reducing your payment burden.
5 ways to optimise your split AC and save on electricity this summer
Getting more out of your split AC does not always require an upgrade. These five habits can make a noticeable difference to both your cooling performance and your electricity bill:
1. Set the right temperature: Maintain your AC between 24°C and 26°C. Running it at lower temperatures forces the compressor to work harder. According to BEE, each degree lower increases electricity use by around 6%.
2. Clean your AC filters regularly: Clogged filters block airflow and increase power consumption. Clean them every two weeks by rinsing with cold water and drying before reattaching. Weekly cleaning is recommended for dusty areas.
3. Use built-in smart features:
- Sleep Mode: Adjusts temperature automatically at night to prevent overcooling.
- Timer: Switches the AC off after a set duration to avoid unnecessary usage.
- Eco Mode: Slows the compressor to reduce electricity consumption.
4. Keep your room sealed and shaded: Hot air entering the room forces the AC to work harder. Use blackout curtains to block sunlight and seal door and window gaps with draft stoppers to retain cool air.
5. Schedule servicing before summer: Timely servicing can improve AC efficiency by 10% to 15% and extend its lifespan. Annual servicing should include a gas level inspection, condenser coil cleaning, fan and blower check, and an electrical connection check.
Top energy-efficient split ACs to consider this summer
For maximum electricity savings, an AC with a high BEE star rating makes all the difference. Here are the best energy-efficient split AC models available right now, ordered by price:
| Model | Price* | EMI starting from* |
|---|---|---|
| Blue Star 1 Ton 3 Star Inverter Split AC (IE312PNU) | Rs. 32,500 | Rs. 2,536/month |
| Voltas 1.5 Ton 5 Star Inverter Split AC (SAC 185V Vertis Emerald) | Rs. 40,490 | Rs. 3,228/month |
| LG 1.5 Ton 5 Star Inverter Split AC (US-Q19BNZE3) | Rs. 46,490 | Rs. 2,527/month |
| Haier 1.6 Ton 5 Star Inverter Split AC (HSU19K-PYSG5BN-INV) | Rs. 47,700 | Rs. 3,366/month |
| Daikin 1.5 Ton 4 Star Inverter Split AC (RKL50UV16U) | Rs. 53,830 | Rs. 1,960/month |
| Daikin 1.5 Ton 5 Star Split Inverter AC (RKM50UV16VA) | Rs. 61,940 | Rs. 2,549/month |
| Samsung 1.5 Ton 4 Star Inverter Split AC (AR60H19D1AWNNA) | Rs. 86,990 | Rs. 2,408/month |
Disclaimer: EMIs and prices may differ based on variant, offer period, location, and partner store. Please visit the nearest partner store for the latest offers and prices.
Limited-time offers on top AC brands
Bajaj Finserv partner stores are running brand-level deals that make upgrading even more affordable this summer:
| Brand | EMI starting from | Max tenure | Discount | Price range |
|---|---|---|---|---|
| Daikin | Rs. 1,661/month | 18 months | Up to 35% off | Rs. 40,000 – Rs. 1,21,000 |
| LG | Rs. 1,671/month | 15 months | Up to 50% off | Rs. 20,000 – Rs. 77,000 |
| Haier | Rs. 1,994/month | 12 months | Up to 40% off | Rs. 28,000 – Rs. 1,05,000 |
| Godrej | Rs. 2,125/month | 12 months | Up to 35% off | Rs. 30,000 – Rs. 70,000 |
| Samsung | Rs. 2,664/month | 12 months | Up to 45% off | Rs. 43,000 – Rs. 1,01,000 |
Terms and conditions apply. Check with your store for details.
Why should you purchase a split AC with Bajaj Finserv?
An energy-efficient 4 or 5-star split AC is a meaningful home upgrade, and with Bajaj Finserv, it does not have to strain your finances. Here is how to get started:
Browse and compare online: Explore AC models on Bajaj Mall and compare star rating, tonnage, and key features before visiting a store.
Visit partner stores: Check shortlisted models at Bajaj Finserv partner stores and get expert guidance from in-store representatives.
Opt for Easy EMI Loan: Finance up to Rs. 5 lakh with tenures of 1 to 60 months. Zero down payment available on select models.
Check eligibility online: Verify your pre-approved limit using your mobile number and OTP on the Bajaj Finserv website.
Use the Insta EMI Network Card: Existing cardholders can convert purchases into EMIs instantly through a paperless process.
Whether you are looking for the best 5-star inverter AC under Rs. 50,000, a model for a large room, or a budget-friendly 1-ton AC, Bajaj Finserv makes bringing one home this summer simple and affordable.